Here's a type of structured investment that is available on the market at the moment. I would like you to read the simple statements about cost, benefit, risk and who suits this kind of investment:
http://personal.macquarie.com.au/personal/products/specialised/capital_protected/equity_linked_note_detail.htm
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That's pretty good, it encourages people to invest for longer periods of time, and if you try to redeem it early you may not get all if the initial investment back.
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